Calculate Your Auto Repair Shop Savings

Estimate the monthly savings you can realize with a cash discount program for auto repair shops. Dual pricing can transform your business.


Monthly Savings*


Estimate the monthly savings when you pay 0% processing fees via our surcharge or cash discount program.

Monthly Credit Card Sales: $10,000 / Month

* Estimated Savings Per Month Based on a 3.5% Average Credit Card Processing Rate.

All About the Auto Repair Shop Cash Discount Program

Are you imagining what those savings from the auto repair shop cash discount program could do for your business? Auto repair shops have historically paid greater credit card processing fees for many years. You can now confidently eliminate all merchant processing fees for good. Say goodbye to annual rate hikes, hidden fees, and losing money each time a customer swipes their card.

There is no question that since the Coronavirus, inflation is at a record recent high. The cost of labor alone has gone up 4.8% according to the Bureau of Labor & Statistics. The cost of parts has gone up. However, most auto repair shops have not increased their pricing to remain competitive. Our goal is to offer you a program that is more well-received than raising prices, eliminates your merchant fees, and puts thousands of dollars per month back into your pocket.

Exploring the Advantages: The Cash Discount Program for Auto Repair Shops

The #1 advantage. Realizing thousands of dollars in net monthly revenue. You can use those funds to turbocharge your advertising. Hire a new employee. Team building events. Whatever you wish. The program offered by eliminates all credit card processing fees you are accustomed to seeing. It is done effortlessly and automatically.

The second advantage is the cost to get started. It’s free. You don’t need some fancy, expensive machine either. It is a 100% FREE credit card processing terminal that makes the magic happen. It calculates the savings if your customer pays cash or calculates the cost of the transaction and adds just that amount to the total sale. In short, you don’t pay those processing fees anymore, your customer does if they choose to pay with a credit card to get their points. They can also choose to pay with cash and save some money too!

Another advantage is having a new marketing advantage. Be the first in your area to offer cash discounts to customers. Who doesn’t love a deal? Word of mouth could spread fast too when people learn they can pay less when paying cash. You can advertise cash discount programs all over your website to increase conversions as well.

Lastly, offsetting the cost of labor, rent, or cost of goods is welcomed to all repair shops. Passing processing fees to customers while offering a cash discount alternative is a great way for you to cover a portion of the increases in costs you’ve realized as a business owner. vs Other Merchant Providers


Processing Fees?

Setup Fees?

3.5%+ Processing Fees

Termination Fees?

$195 to $1,495+

Hidden Month Fees?

$295 Termination Fee

PCI compliance fees?

Very Common

Setup Total:


$195 to $1,995 Setup

Monthly Fees:


$1,000 to $10,000+

Latest from the Blog

Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


Running Numbers: Auto Repair Shop Cash Discount Math Example

Let’s say you get a customer who comes in and needs brakes. Let’s say it runs them $600.00.

After you do the job and you proceed to ring up the customer they will be presented automatically with two payment options on the terminal. They will be given a cash price. This price will be roughly 3.5% off the price. This is because if they would have paid with a credit card, you would eat 3.5% of the price anyway. So if they elect to pay cash, they would pay $579.00 or save $21.00.

If your customer decides they want to keep stacking points and get the advantages of using a credit card, the machine also displays a non-cash rate adjustment of 3.5%. So it would add $21.00 to the $600.00. This equates to $621.00 in this example. There would be a $600.00 charge and roughly a $21.00 charge to cover the processing fees you use to incur.

You’ve Likely Experienced Cash Discount Programs First Hand

If you’ve been to a gas station and saw the card price and cash price, that is a cash discount program! There are also several governments, charities, and municipalities that have dual pricing for credit cards and cash. Even many restaurants these days are adding a 20% surcharge to bills.

The program has been around for decades and now cash discount program processing for auto repair shops can be implemented in your business. It takes less than 15 minutes to get started once you decide eliminating processing fees is the right move.

Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


How to Start Offering a Cash Discount Program


Give us a call at 877.624.8043 or fill out the form and a representative will reach out to you to answer any questions and send you the application to begin.



There are no setup fees. After approval, you will receive a free terminal that automates the cash discount program. There is no money out of pocket.



Our team will analyze your historical rates to identify a discount rate that is applicable to you. Typical rates are 3-4%.



To maintain compliance, you will have to post the signage. This is also great as it shows customers that you offer a cash discount!