Calculate the estimated savings you can realize by implementing a golf course cash discount program.

Monthly Savings*


Estimate the monthly savings when you pay 0% processing fees via our surcharge or cash discount program.

Monthly Credit Card Sales: $10,000 / Month

* Estimated Savings Per Month Based on a 3.5% Average Credit Card Processing Rate.

After you saw the cash discount program for golf course savings, you’re likely itching to know the details of how it works. You might think a fast implementation could cost thousands of dollars in setup fees to save thousands on fees. At, you’ll never directly pay any setup fees or ongoing fees to us.


If you’re just realizing this program can be implemented in your business, you’ll be pleased to know this is not a new program. The cash discount program for golf courses specifically is new as we’ve created it. However, the most common example that you likely interact with which has this program is the gas station. They have a card price and a cash price. You can now do the same to eliminate all of your processing fees.

A golf course cash discount program or golf course dual pricing isn’t a one trick pony. At, our goal is to truly help you grow your business. You’ll never speak to a “sales guy” because our team are consultants. If we never ask you for a penny, we can’t sell you anything.


It is no secret that the cost of labor since 2021 has increased dramatically. Many golf courses have opted to not raise prices for fear of upsetting their client base. When you implement a cash discount program for golf courses, you do not have to increase your prices across the board. You’re only telling your clients if they elect to use a credit card, they’ll be a slight non-cash rate adjustment added to the price. If they pay in cash, the price stays the same.


Keep in mind that most credit cards used by higher income earners are typically high-reward credit cards which cost you more to accept as a business owner. Effectively, you’re eating the processing fees while funding point acquisition for airline miles, exotic hotel stays, or cash back credit card programs. Some of these cards offer 6x points. So even if you implement a 4% non-cash rate adjustment, some people with cards will still break even or come out on top if they use these high-reward credit cards!


Our program doesn’t stop with just eliminating non-sense fees. Our goal is to also help you grow. This is accomplished by our unique technology which allows you to do cross-marketing, text marketing, and even wish your clients a happy birthday! You can offer a 10% coupon via text message and offer a group discount, to create more revenue.

google pay apple pay cash discount programs
google pay apple pay cash discount programs
The key advantages of using Google Pay & Apple Pay cash discount programs are consumer convenience. A perfect example recently happened in my personal life. I ran out the door to bring my two kids to the park and had a blast. Afterwards, they got hungry and requested McDonalds. I pulled into the drive through and forgot my wallet! Rather than entertain the thought to go 10 minutes home then 10 minutes back, I remembered I could use Google Pay! This made my day.
Now for the merchant, if I wouldn’t have been able to use Google Pay then they potentially could’ve lost my business. When I went home to grab my wallet, I likely would’ve just tried to make the kids some food at home. I don’t think there is one larger advantage than keeping a customer to place an order as opposed to having a customer leave because they forgot their primary payment method.

Disadvantages of Google Pay & Apple Pay Cash Discount Programs

As for consumer disadvantages of using Apple Pay or Google Pay cash discount programs, there would be a couple. In my opinion it is battery life and the requirement of internet connectivity. If you have no internet or a phone with no battery, this payment method will simply not work.
There are also a couple merchant disadvantages as well. One would be the requirement to have a modern terminal. Most companies charge for modern terminals or to upgrade an existing terminal. So there would be a cost associated with it. Another large disadvantage similar to card transactions is that payments can be disputed.
Both Google Pay & Apple Pay have have partnered with various POS systems and payment processors to accelerate adoption. The more integrations they are able to accomplish, the less likely a merchant will need to upgrade their terminal. This has had a profound impact on adoption as a merchant would gladly accept this form of payment as from their side it is nearly identical to accepting cards.

What Our Internal Data Says About Apple Pay & Google Pay

Based on our internal data, recent changes have made U.S retailers happy to accept Google Pay & Apply Pay. When the Covid-19 pandemic hit, when businesses re-opened they did not want to handle cash which may be covered in a virus which was spread very easily. This would put their staff in danger of acquiring the virus which is avoidable with contactless payments. Supermoney wrote an incredible article on Apple Pay & Google Pay and includes some great takes on the topic.

Google Pay & Apple Pay have evolved greatly. In my opinion, it is mainly about integrations. For instance, you can now use Google Pay & Apply Pay with public transportation. I expect to see continued integrations so utilizing this payment will be as popular as utilizing a credit card. In the future, I see more countries will be able to utilize this innovative payment technologies in which the advantages greatly outweigh the disadvantage for both the consumer and the merchant. Google Pay & Apple Pay cash discount programs will continue to thrive and take marketshare in our opinion.

17 Oct, 2023

Something to keep in mind when you are wanting to eliminate all of your credit card processing fees is that you have primarily two options. You can opt for a cash discount program or a surcharge program. Both are exactly the same when it comes to eliminating the credit card processing fees but the programs differ when one chooses to pay with cash.

Both of these programs have their advantages and disadvantages which we will review on this blog post. The goal is to help those who are unsure which direction to take when comparing a surcharge program vs a cash discount program.

The reason why most people get this far into the research process is simple. Instantly realizing an extra 3%+ on gross revenue (if a majority is credit card sales) is an attractive proposition. To become more profitable, you must cut expenses or increase sales. You can turbocharge your business by utilizing the savings to fuel additional advertising or marketing efforts proven to yield a positive ROI. But let’s take a look at when you could use each program.

When You Could Choose a Cash Discount Program

A cash discount program works great in commoditized industries. This is because you can attract customers by marketing your cash discount program that cares about deals. Most people prefer coupons and saving money, especially with high inflation. Some examples include convenience stores, grocery stores, gas stations, etc.

You can buy a coca cola anywhere but instead of you paying the credit card processing fees and receiving 3.5% less, you offer that discount to the customer. This enables you to stand out from all the other companies just doing the status quo and expecting to grow.

Also keep in mind that while the marketing sounds great, many people will happily pay more money for the convenience of using their cards. Want a perfect example? How often do you run into the gas station to save a few extra percent on gas? Sure – some people do. Based on my observations nearly every single car always inserts their card into the gas station pump.

When You Could Choose a Surcharge Program

A surcharge program works great in non-commoditized industries. You might be thinking, when is price ever secondary!? There are a few industries! Such as hotels that always charge resort surcharges, parking surcharges, and credit card surcharges will just be looked upon as “another” expense, etc.

Also consider plastic surgeons or cosmetic dentists, many patients will search for days, weeks, or months to find the perfect surgeon by analyzing their before and afters. Surely a customer who has gone through extreme due diligence wouldn’t mind paying an extra 3.5% to 4%. In fact, recently after getting new tires there was a sign in the shop that said all credit card transactions will incur a 4% non-cash rate adjustment. So even auto repair shops are using surcharge programs.

Surcharge programs work great if you prefer not to give a cash discount to your customers and be ultra-profitable with the transition from traditional processing to a surcharge program. You’ll have your credit card fees covered and cash covered, netting 100% of the sale price every time.

12 Sep, 2023

Eliminate Card Processing Fees

Zero Setup Fees

No More Annual Rate Hikes

Increase Net Revenue. Instantly.

Free Point of Sale Terminal* (POS)

No Contracts

Eliminate Credit Card Processing Fees!

Implementation is fast, simple, and easy. makes signing up a breeze with an easy Application. We’ll ensure everything is seamless and simple. After you’re processing you’ll never need to worry about seeing a fee snuck into your merchant statement again. Just some of the fees eliminated with our unique program include Annual Fees, Gateway Fees, Internet Fees, Service Fees, and 18+ other ones!


The other bucket of fees is set aside for the major card issuers such as Visa, American Express, Discover, & Mastercard. These are interchange fees which is why the non-cash rate adjustment is added. The amount is dynamic based on the industry you’re in as well the type of credit card being used. Our team does everything to make getting setup and active a breeze as evidenced by our excellent reviews.


From an operational standpoint, nothing changes. You still accept credit cards the same way. The customer experience will be slightly different. After they are cashing out, they will see a card price and cash price on the terminal which is calculated automatically.

Let’s crunch the numbers of a cash discount golf course program. According to GolfWeek, the average cost of a round of golf is $36.00.


After implementation, the terminal would showcase a cash price and a card price.
The card price would have an additional 4% to cover all fees associated with taking credit cards. Adding 4% to ($1.44) $36.00 would equate to $37.44. This covers all of the fees associated with accepting credit cards, effectively eliminating your processing fees!


If your customer elects to pay with cash, they would pay $36.00.


As you can see, the golf course cash discount program or dual pricing program is a fast, simple and effective program to instantly increase profits.

Eliminate Credit Card Processing Fees!

Request a Call With Us


Give us a call at 877.624.8043 or fill out the form and a representative will reach out to you to answer any questions and send you the application to begin.


There are no setup fees. After approval, you will receive a free terminal that automates the cash discount program. There is no money out of pocket.


Our team will analyze your historical rates to identify a discount rate that is applicable to you. Typical rates are 3-4%.


To maintain compliance, you will have to post the signage. This is also great as it shows customers that you offer a cash discount!