Cosmetic Dentist Cash Discount Program Savings

Cosmetic dental practices and oral surgeon cash discount programs & surcharge programs are saving surgeons thousands of dollars each month.


Monthly Savings*


Estimate the monthly savings when you pay 0% processing fees via our surcharge or cash discount program.

Monthly Credit Card Sales: $10,000 / Month

* Estimated Savings Per Month Based on a 3.5% Average Credit Card Processing Rate.

Cash Discount Programs for Cosmetic Dentists

Cosmetic dentist cash discount programs are becoming a more and more common occurrence at dental practices across the nation. The reason why is quite simple. The costs of doing business have been steadily increasing since 2019. With inflation at a near-all-time high, controlling costs have become more important than ever. This especially holds true with several large investment groups acquiring small practices and operating at economies of scale.

Due to increasing competition in addition to costly economic conditions, either growing the practice or saving on costs is the only way to combat the current climate. Many dental practices are shocked when they analyze their merchant processing statements and see thousands of dollars in monthly charges. If you enter your dental practice gross monthly credit volume, you’ll get a savings estimate in our calculator. Reducing fees is one thing but often it is not worth the headache to switch just to save a few hundred dollars.

With, our program eliminates all credit card processing fees. The major expense is the rough average of 3.5% you currently pay so your patients can acquire skyline miles, cash back points, etc. Our team has consulted with dental investment groups with several locations who have saved $4,000+ per location which equated to over $40,000.00 in savings in one instance!

The Details of the Cosmetic Dentist Cash Discount Program

Our program is slightly different than the standard cosmetic dentist cash discount program. That is because our cash discount program truly eliminates all of the hidden and common fees other merchant providers charge. The belief our team holds is that these fees are nothing more than an attempt to nickel and dime busy dentists. So the first critical detail is the elimination of various random, hidden, and common fees. Some include gateway fees, software fees, service fees, quarterly fees, annual fees, batch fees, and more!

The highest impact detail is the elimination of the 3-4% you pay whenever a patient pays with a credit card. This is ultimately what saves thousands of dollars for practices each month for practices doing over $100,000 a month. Whenever a customer wishes to pay with a credit card, a retail price option will show and the terminal automatically adds a non-cash rate adjustment to the total. The customer can also opt to pay cash to not pay the retail price for their procedure.

This helps your dental practice eliminate the costly fees you are currently paying. Patients typically use their cards for exotic rewards. In some instances, cards offer their users 6% on purchases, so even with a non-cash rate adjustment your client may still come out on top! Some practices opt for a cash discount program where they reduce the price of the service for cash patients. Many practices say they don’t want cash and a perfect analogy is do you see a majority of people filling their gas tanks and running inside to pay cash or just paying at the machine? People typically pay at the pump and pay more for the convenience of their card.

Migrating to this program to save thousands each month is simple, fast, and easy. A free terminal is provided to you and you can keep your existing CRM. The terminal is modern with a tap to pay, a touch screen, and more; so it is perfect for modern practices. That is the easiest way and after you charge a patient, manually input the payment amount into your dental practice management software. vs Other Merchant Providers


Processing Fees?

Setup Fees?

3.5%+ Processing Fees

Termination Fees?

$195 to $1,495+

Hidden Month Fees?

$295 Termination Fee

PCI compliance fees?

Very Common

Setup Total:


$195 to $1,995 Setup

Monthly Fees:


$1,000 to $10,000+

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Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


How it Works - Cosmetic Dentist Cash Discount & Surcharge Programs

Let’s use a real example. If we use Humana’s data, they say a deep cleaning costs anywhere from $150 to $300. So we’ll go in the middle at $225.

Cosmetic Dentist Cash Discount Programs:

For cash-paying clients – If the charge for a deep cleaning was $225.00, under a cash discount program the terminal discount this price by 4% ($9.00). Making the total $216.00.

For card-paying clients – If the charge for a deep cleaning was $225.00, under a cash discount program the terminal would add a non-cash rate adjustment of 4% ($9.00). Making the total $234.00.

Cosmetic Dental Practice Surcharge Programs:

Dental practice surcharge programs do not offer a cash discount. The standard price is the standard price even if the patient pays with cash.

Now if that patient chose to utilize a card, the terminal would add a non-cash rate adjustment of 4% ($9.00) to the $225.00 for the cleaning making the total $234.00.

As you can see, the outcome is the same with the credit card. The difference of the two programs remains with cash payments and whether you wish to discount your services.

Stop Paying Unnecessary Fees and Free Up Thousands

You are now empowered to make an important decision that can free up $2,000+ in monthly revenue. Some successful practices with multiple locations are saving over $40,000.00 per month!

Implementing this program is easy and does not require much time at all. Getting setup takes less than 15 minutes because we’ve been in the industry doing this for over 10+ years now.

Personalized support is something we’re huge on. When was the last time you heard from your processor? New technology is always getting released such as tap-to-pay terminals, modern touch screens, and more. Best of all? Eliminate Card Fees doesn’t nick and dime, all of our cosmetic dentist  cash discount program clients receive free modern 5.5 inch touchscreen terminals.

Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


How to Start Offering a Cash Discount Program


Give us a call at 877.624.8043 or fill out the form and a representative will reach out to you to answer any questions and send you the application to begin.



There are no setup fees. After approval, you will receive a free terminal that automates the cash discount program. There is no money out of pocket.



Our team will analyze your historical rates to identify a discount rate that is applicable to you. Typical rates are 3-4%.



To maintain compliance, you will have to post the signage. This is also great as it shows customers that you offer a cash discount!