How Much Can Your Funeral Home Save by Eliminating Fees?

Calculate the estimated savings you can realize by implementing a funeral home cash discount program.


Monthly Savings*


Estimate the monthly savings when you pay 0% processing fees via our surcharge or cash discount program.

Monthly Credit Card Sales: $10,000 / Month

* Estimated Savings Per Month Based on a 3.5% Average Credit Card Processing Rate.

Cash Discount Program for Funeral Homes

Did you like the savings estimate of our cash discount program for funeral homes? If so, you want to know exactly how all this works for your specific business. On this page, we’ll specify how the cash discount program would benefit funeral homes.

Cash discount programs are not new. Thousands of businesses are making the switch daily. When you purchase gas, they offer a cash discount program. Even when you go eat, you’ll see a 20% surcharge on some bills depending on the restaurant you attend.

Unlocking the Benefits: How Cash Discount Programs Can Benefit Funeral Homes

There are various ways that funeral home cash discount programs are beneficial. First, it is no secret that worldwide inflation is up greatly since 2020. Many businesses have not increased their prices despite a large increase in the cost of goods and the cost of labor. Inflation is eating into the margins of funeral homes. Cash discount programs to eliminate merchant fees are one-factor funeral home owners can control. Offering a cash discount program is usually more well-received compared to raising prices across the board.

Standing out from the competition is another strong benefit of implementing a funeral home cash discount program. On your marketing materials, indicating that you offer cash discounts is a great way to motivate customers to at least receive a quote and tour your facility first. In such an important time in one’s life to plan their funeral or during a time of crisis, offering a money-saving option can be looked upon as admirable. This cash discount wouldn’t cost your funeral home anything and would not eat into any of your margins. That is because if they were to pay with a credit card, processing fees would eat into roughly 3% of the charge. This is the same amount you can discount your services for a net equal transaction but instead of the processing companies getting paid, those funds go to your customer.

The last benefit is the ease of use. With, you receive a fully compliant terminal that calculates the savings for your customer. After implementation, you no longer have to worry about annual rate hikes or sneaky fees charged by your processor such as PCI compliance or other fees. Many funeral homes often wish they learned about the cash discount program sooner! vs Other Merchant Providers


Processing Fees?

Setup Fees?

3.5%+ Processing Fees

Termination Fees?

$195 to $1,495+

Hidden Month Fees?

$295 Termination Fee

PCI compliance fees?

Very Common

Setup Total:


$195 to $1,995 Setup

Monthly Fees:


$1,000 to $10,000+

Latest from the Blog

Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


Understanding the Mechanics of the Funeral Cash Discount Program

Most businesses are resistant to change unless there is a good reason. However, savings thousands of dollars per month is a pretty good reason to not resist change. The best part about the cash discount program is not many changes. You still accept credit cards. You just no longer are on the hook for the costly processing fees.

Therefore, you’ll be happy to know that the funeral home cash discount program works just like your current processing! However, instead of increasing your prices across the board to make you less competitive, you are offering a cash discount program. If a customer elects to not pay cash, they simply cover the processing rate of non-cash adjustment rate which is typically around 3-4%.

You are not making any money from the client but just asking them to cover the processing fees of their chosen payment method. This is typically received much better than higher base prices because the option is there to pay less. With higher prices, there is no option to pay less.

A Mathematical Example of a Standard Burial Cash Discount Program

Let’s take a mathematical example of a standard customer. According to, the affordable burial cost in Florida is $5,194.00.

With a cash discount program, your terminal would offer savings of 3.5% if the customer paid in cash, which equates to -$181.79. If your customer elected to pay with a credit card, the terminal would show the non-cash adjustment rate of +$181.79. This is the same program done by gas stations yet nearly every person still pays with a credit card. The average consumer is accustomed to cash discount programs due to their use in everyday life.

As you can see, if the customer pays in cash they save the money the credit card processing companies use to take. This is a huge win for the customer. Only if they wish to pay with credit card (often to stack points), will they have the non-cash adjustment rate which only covers your fees. You do not profit from this but you eliminate the process fee loss and “break-even” on the transaction.

Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


How to Start Offering a Cash Discount Program


Give us a call at 877.624.8043 or fill out the form and a representative will reach out to you to answer any questions and send you the application to begin.



There are no setup fees. After approval, you will receive a free terminal that automates the cash discount program. There is no money out of pocket.



Our team will analyze your historical rates to identify a discount rate that is applicable to you. Typical rates are 3-4%.



To maintain compliance, you will have to post the signage. This is also great as it shows customers that you offer a cash discount!