Hair Salon Cash Discount Program Savings

Learn how much your hair salon can save by using to pay 0% in credit card processing fees. Select the gross amount of processing you do each month with credit cards.


Monthly Savings*


Estimate the monthly savings when you pay 0% processing fees via our surcharge or cash discount program.

Monthly Credit Card Sales: $10,000 / Month

* Estimated Savings Per Month Based on a 3.5% Average Credit Card Processing Rate.

Hair Salon Cash Discount Programs & Surcharge Options

On this page, you’ll learn how a hair salon surcharge program or hair salon cash discount program can change your business, forever. The name of the game in business is to either make more money by attracting more customers or eliminating expenses. Now, imagine you could do both. You might think it sounds to good to be true to eliminate all credit card processing fees for hair salons but we’ve cracked the code. Not only do we offer a truly 0% payment processing rate for you, we don’t charge any monthly fees to do so!

Other companies that offer cash discount programs for hair salons or surcharge programs will usually have a monthly fee associated with their service. Our team feels this is counterproductive. If you utilize a cash discount program for your hair salon, you should save on 100% of the fees. Most hair salon surcharge programs or cash discount programs can save you thousands per month. Rough mathematics is about $3,000 to $3,500 for every $100,000 in monthly revenue that you process. If you do $50,000 a month in sales, that would be about $1,500 to $1,750 a month in savings.

How would saving that much money each month transform your business? Could you use that money to fund renovations? Give yourself a much-needed increase in take-home pay? Advertise more aggressively to fund the growth of your salon. The possibilities are endless. The money is yours to do as you choose. It is no secret that Covid-19 hurt salons. According to – most salons have moved to online payments. Tap payments would also be great for your clientele. With – you can choose to take credit cards with a tap at the terminal, a device plugged into your cell phone, or even online!

Learning the Benefits of a Hair Salon Cash Discount Program & Surcharge Too!

The number one benefit is going to be likely what you’re interested in the most. Savings. We’re not talking a hundred dollars a month either. If your hair salon is well established and considered average the results will be amazing. According to The Salon Business, the average Hair Salon has about $245,000 in gross annual sales. So moving to a cash discount program if you were an average hair salon would save you $700 a month. Those who own several hair salons or do greater sales would see greater savings.

Most salons are not aware of all the random fees being charged like batch fees, gateway fees, monthly fees, statement fees, PCI compliance fees, and more. eliminates all of those fees. Stop letting them take your hard-earned money and claim back what is yours.

The next benefit is having a competitive advantage over your competitors. If you choose to offer a cash discount program you will have something unique that your competitors don’t have. The logic is that if you charge $100.00 and take a credit card, you’ll likely get around $96.50 into your bank account. Passing these savings to your customer can be a way to encourage those who want to save a few bucks. They might just end up tipping you or the stylist that amount anyway. If you chose a surcharge program, the cash price wouldn’t be discounted and would be the same.

The last benefit is the offers run by Say goodbye to setup fees or equipment fees. Not only do we eliminate all monthly credit card processing fees but our offers often eliminate setup fees for salons doing over $10,000 in monthly sales. That is how our cash discount program for hair salons is amongst the best option available. vs Other Merchant Providers


Processing Fees?

Setup Fees?

3.5%+ Processing Fees

Termination Fees?

$195 to $1,495+

Hidden Month Fees?

$295 Termination Fee

PCI compliance fees?

Very Common

Setup Total:


$195 to $1,995 Setup

Monthly Fees:


$1,000 to $10,000+

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Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


How Exactly Does the Surcharge or Cash Discount Program for Car Rental Companies Work?

Cash Discount Programs: With cash payment, the customer would save 3.5% off the total. This is calculated by your terminal that our company provides. With a credit card payment, a 3.5% non-cash rate adjustment is added to the transaction. This allows your customer to pay for the processing fee as opposed to you. Your customer is free to choose cash to avoid this fee.

Surcharge Program: It is the same as the cash discount program except there is zero cash discount. The cash price would remain the same and if the client chose to pay with a credit card a 3.5% non-cash rate adjustment would be added to the total.

Let’s Look at a Real Example - The Math

For a $100.00 hair cut, with a cash discount program – a 3.5% discount would be applied for a total of $96.50. If your client chose to pay with a credit card, the total would go to $103.50.

With a surcharge program, the cash payment would be $100.00 (no cash discount) and if they chose to pay with a credit card, the total would go to $103.50.

Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


How to Start Offering a Cash Discount Program


Give us a call at 877.624.8043 or fill out the form and a representative will reach out to you to answer any questions and send you the application to begin.



There are no setup fees. After approval, you will receive a free terminal that automates the cash discount program. There is no money out of pocket.



Our team will analyze your historical rates to identify a discount rate that is applicable to you. Typical rates are 3-4%.



To maintain compliance, you will have to post the signage. This is also great as it shows customers that you offer a cash discount!