Marine Company Cash Discount Program Calculator

Calculate the estimated savings you can realize by implementing a marine company cash discount program or surcharge program.


Monthly Savings*


Estimate the monthly savings when you pay 0% processing fees via our surcharge or cash discount program.

Monthly Credit Card Sales: $10,000 / Month

* Estimated Savings Per Month Based on a 3.5% Average Credit Card Processing Rate.

Cash Discount Program for Marine Companies

After viewing the estimated savings via our calculator, you’re likely to want to learn more. This page is dedicated to customized information specifically for the marine industry. Cash discounts and surcharge programs are all over the place. If you’ve pumped gas before, you’ve interacted with a cash discount program. You have the choice to save a small percentage by paying cash or cover the merchant processing fee by paying a small percentage extra.

Customers typically don’t mind. The perfect example is when you’re at the gas pumps do you see a majority of people putting their card in the gas pump? If so, they are paying for convenience. They have the option to go inside and save 3-4%, but choose to pay slightly more. In addition to convenience, many are doing this to work the credit card system. They want to get airline miles, cash-back points, or points for their next exotic hotel stay. Some cards reward cardholders with a 6% bonus!

Times are tough with inflation at recent high levels along with the cost of transportation, cost of goods, and cost of labor. To combat this, many marine companies have already switched over to this innovative form of processing. Eliminate Card Fees has perfected the cash discount program by eliminating not some, but all optional fees required by nearly all payment processors.

Understanding the Various Marine Company Cash Discount Benefits

The beauty of this program isn’t just one factor. It is several. In this section, we’ll review the various marine company cash discount benefits along with surcharge programs too as they are highly related.
First, Eliminate Card Fees didn’t create this program. It has been around for many years. However, what we’ve done is eliminate the commonly hidden fees that most businesses don’t even know they pay. These include annual fees, monthly fees, service fees, gateway fees, software fees, batch fees, and many, many more. Any fee that we are able to zero out, we do. Our commitment is to provide exceptional service and be fully transparent. Our promise is in our name. Eliminate your card fees.

Secondly, you need to combat inflation and the higher cost of everything. To do this, you need more sales or to raise your prices. Many businesses do not want to raise their prices and not be competitive with their competition. However, not doing so can put some people out of business. So offering customers an option to not pay more by paying with cash is the best alternative. Many will still be happy to pay with a card and cover the fee you are currently paying. Again, don’t forget this is because they are getting great benefits as cardholders

If you want to set yourself apart, a cash discount program allows people to get a deal. Currently, you are spending 3-4% when you take credit cards. What if you gave that % back to your clients if they paid cash? You’d net the same amount of money as taking a credit card pre-cash discount program. You can then advertise this on your website and marketing materials that you offer a cash discount. Some people may want to visit you as opposed to competitors or online shops knowing they can save some money. Larger orders are typically made too so the the dollar amount saved is greater with a cash discount program. Who doesn’t love larger orders!?

Lastly, getting setup couldn’t be any easier, faster, or simpler. For established businesses, there are no equipment fees. No setup fees. Get your free terminal. Eliminate your fees. Our terminals are modern touch screens that allow for tap to pay. Reporting is second to none as well as our service. While we’re on the topic of service, when was the last time your merchant processor checked up on you or offered you some new modern equipment? We’re here to fix this industry. vs Other Merchant Providers


Processing Fees?

Setup Fees?

3.5%+ Processing Fees

Termination Fees?

$195 to $1,495+

Hidden Month Fees?

$295 Termination Fee

PCI compliance fees?

Very Common

Setup Total:


$195 to $1,995 Setup

Monthly Fees:


$1,000 to $10,000+

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Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


Example of a Marine Company Cash Discount Implementation

If we take a look at say the cost of installing an 8000 BTU system at about $8,000 based on a forum post on The Hull Truth. Of course, pricing will depend on the system and size of the boat. But this is for example purposes only

If a boat owner wanted to pay cash in a cash discount program, the $8,000 system would be discounted by 4% ($320) for a total of $7,680.00.

Alternatively, if a boat owner wanted to pay with a card, the $8,000 system would have a non-cash rate adjustment of 4% ($320) for a total of $8,320.00.

After you factor in the points or rewards a boat owner would receive by paying with their card, that is why most customers do not mind paying a surcharge for choosing to pay with a card. This is why many marine company cash discount programs are a great success and allows owners to put a significant amount of money back into their business or the owners pocket.

Are you ready to start paying 0% in processing fees?

Eliminate Credit Card Processing Fees!


How to Start Offering a Cash Discount Program


Give us a call at 877.624.8043 or fill out the form and a representative will reach out to you to answer any questions and send you the application to begin.



There are no setup fees. After approval, you will receive a free terminal that automates the cash discount program. There is no money out of pocket.



Our team will analyze your historical rates to identify a discount rate that is applicable to you. Typical rates are 3-4%.



To maintain compliance, you will have to post the signage. This is also great as it shows customers that you offer a cash discount!